Experienced Pennsylvania Motor Vehicle Accident Lawyers Who Get ResultsThe negligent operation of a motor vehicle on Pennsylvania roadways is possibly the most prevalent cause of accidental injury and death. These accidents leave families struggling for years with issues of medical bills, lost wages, emotional trauma and the loss of a family provider. Pennsylvania clients and their loved ones who have been injured or killed after a negligent motor vehicle accident or car crash need a counselor as well as an attorney, one who can guide them through the maze of negotiation and litigation while helping address the emotional trauma suffered by the victim and family members. At Savinis, D'Amico, & Kane, L.L.C. we've successfully represented people from all walks of life in Pittsburgh and throughout the state of Pennsylvania after a serious accident involving a motor vehicle:
Investigation / Preparation / CommunicationAt Savinis, D'Amico, & Kane, L.L.C., our extensive knowledge of Pennsylvania auto liability and insurance laws gives us the edge when it comes to the presentation of a successful personal injury case. We are dogged investigators who utilize the latest technology to identify all liable parties after an accident in order to maximize our client's settlement. We work closely with each of our clients to map out a clear set of legal goals and an action plan for attaining them. Unlike other larger and more impersonal PA personal injury firms, our trial attorneys will keep you up-to-date on every aspect of your case with frequent updates and promptly returned phone calls. INSURANCE BAD FAITHWe also assist Pennsylvania clients with legal actions to recover a claim after a delay or denial by their own insurance companies. You pay premiums faithfully for years only to find your valid claim denied after a serious injury, simply as a course of doing business. What often happens, though, is that when it comes time for your own insurance company to pay you benefits pursuant to your insurance agreement, they refuse, or delay payment. This refusal or delay could be considered bad faith in Pennsylvania. Examples of Bad faith on the part of an insurer have been found by Pennsylvania Courts as follows: Any frivolous or unfounded refusal to pay proceeds of a policy. Terletsky v. Prudential Property & Casualty Insurance Co., 437 Pa. Super. 108, 649 A.2d 680 (1994). Where an insurer "did not have a reasonable basis for denying benefits under the policy and that the insurer knew of or recklessly disregarded its lack of a reasonable basis in denying the claim." MGA Insurance Co. v. Bakos, 699 A.2d 751, 754 (Pa. Super. 1997); Terletsky, supra. An unreasonable delay in handling claims. Hollock v. Erie Insurance Exchange 54 Pa. D. & C.4th 449 (2002). An inadequate investigation. Hollock v. Erie Insurance Exchange 54 Pa. D. & C.4th 449 (2002). A Failure to make reasonable offer of settlement. Hollock v. Erie Insurance Exchange 54 Pa. D. & C.4th 449 (2002). The insurer can act in bad faith in refusing to pay underinsured benefits until nearly two years after plaintiff's accident, and approximately one and one-half years after receiving notice of the underinsured claim. Wood v. Allstate, 1997 U.S. Dist. LEXIS 14663 (1997) The following acts by an insurer, Under the Unfair Insurance Practices Act, 40 P.S. 1171.4, can be considered to be an "unfair method of competition or any unfair or deceptive act or practice in the business of insurance": Compelling persons to institute litigation to recover amounts due under an insurance policy by offering substantially less than the amounts due and ultimately recovered in actions brought by such persons. Attempting to settle a claim for less than the amount to which a reasonable man would have believed he was entitled by reference to written or printed advertising material accompanying or made part of an application; . . . Delaying the investigation or payment of claims by requiring the insured, claimant or the physician of either to submit a preliminary claim report and then requiring the subsequent submission of formal proof of loss forms, both of which submissions contain substantially the same information; . . . Failing to promptly provide a reasonable explanation of the basis in the insurance policy in relation to the facts or applicable law for denial of a claim or for the offer of a compromise settlement. 40 P.S. 1171.5 Pursuant to the Consumer Protection Law, 73 P.S. 201-2, it is an unfair method of competition or unfair or deceptive act or practice to engage in "any other fraudulent or deceptive conduct which creates a likelihood of confusion or of misunderstanding." 73 P.S. 201-2(4)(xxi). Seeking Justice after Negligent Motor Vehicle Injury or DeathIf you or a loved one was involved in a motor vehicle accident due to negligence that resulted in a serious injury or death, contact us today at the Pennsylvania personal injury law firm of Savinis, D'Amico, & Kane, L.L.C. for a FREE case evaluation and possible compensation for your injuries. Consultation is always FREE and all personal injury cases are taken on contingency, meaning there is NO FEE until our trial lawyers recover the maximum settlement for your injuries. FREE CONSULTATION / NO RECOVERY = NO FEECALL US TOLL FREE: 1-866-473-7545ALL CALLS RETURNED WITHIN ONE BUSINESS DAY |
Motor Vehicle Accidents
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